![]() ![]() It’s easy to make the mistake of thinking that it won’t happen to you. Flood Insuranceįloods often happen in many parts of North Carolina. Chances are, you have a lot invested in your home away from home, and we can help protect it. Whether you drive a motorhome or travel with a trailer for road trips and vacations, Infinity Insurance Agency has insurance for your RV. It shouldn’t come as a surprise, therefore, that in the majority of US states a standard motorcycle insurance policy that includes property damage liability and bodily injury cover is actually required by the law. If you own a vintage motorcycle (for which replacement parts can be very expensive), it’s even more important to have the right motorcycle insurance. The right kind of motorcycle insurance will protect you against the financial risks posed by accidents, liability claims, and theft. As long as you do not forget that, without insurance, you will be risking that investment every time you go for a ride. If you love the great outdoors, buying a motorcycle can be one of the best investments you ever make. It is very important to discuss your needs in this regard with a professional. ATV insurance coverage typically comes with comprehensive, collision, or liability coverage options and there is often also add-on coverage available. These vehicles can be quite expensive and without the right type of insurance, you can suffer huge financial losses. If you own an ATV (All-Terrain Vehicle), scooter, or golf cart, for insurance purposes you should treat them no different from the motor vehicle you drive to work with. A typical renters insurance policy will cover your furniture, electronics, clothing, jewelry, accident damage, and often also if you incur temporary living costs. If you are renting a home, condo, or apartment, having renters insurance will make sure that your belongings are covered against damage resulting from e.g. The majority of condo insurance policies provide cover for claims resulting from the following: You could also be responsible for fixtures and even face liability claims. This means that you as the owner are responsible for interior walls and your personal belongings. In the majority of cases, the condominium association’s insurance cover only goes as far as the exterior walls. have guests sleeping over and a fire destroys their personal belongings. It could also include liability insurance for when you e.g. The right kind of homeowners insurance will cover your home and its contents (also your personal property), detached buildings, and other structures. You could even end up completely without a home. But even if you no longer have a mortgage, having proper insurance will massively reduce the risk that fire, vandalism, and theft pose to your belongings. If you have a home loan, the lender will typically require that you have home insurance. A comprehensive car insurance policy will, however, provide even better coverage. These amounts cover the vehicle damage, medical bills, and related costs of passengers, drivers, and pedestrians who suffer losses from a vehicle accident that’s your fault (up to the amounts covered by the policy).
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